August 6, 2011

Progressive Auto Insurance And What It Can Mean For You

Progressive Auto Insurance is one of the most popular car insurance providers in the U.S., and the company has built its reputation on transparent costs and good customer service. Before buying a policy through Progressive or any other provider, it's helpful to consider a few of the major advantages of Progressive and the types of coverage that the company offers. Here's a look at the major advantages of a Progressive auto insurance policy.

Like many major car insurance providers, Progressive has a 24/7 customer service line, allowing drivers to submit a claim or ask a question about coverage at any time of any day of the week. This can be extremely beneficial, especially for drivers who travel at night and might need immediate assistance with roadside assistance coverage or in getting answers to coverage questions immediately after an accident. While Progressive auto insurance has great customer service ratings, it's important to note that they're not the only insurance provider to offer 24/7 customer support. Even so, it's an important consideration for drivers who might need assistance during typical non-business hours. Progressive auto insurance also offers several types of discount programs, including their unique "Snapshot" service, which provides drivers with a discount for installing an optional tracking system to their vehicles. The Snapshot program tracks driving behavior and provides a discount to safe drivers.

Progressive also touts its lower-than-average rates. The company provides significantly cheaper car insurance policies than some of its major competitors and provides transparent quotes by showing drivers what other insurance companies would charge for a policy. However, drivers should be careful to remember that many factors go into deciding the cost of an auto insurance policy, and rate comparisons provided by insurance providers are often less than objective. It's still great to be able to get a no-nonsense quote, and with online quote tools and policy documentation, Progressive makes it easy for drivers to research and update their policies through the Internet.

As with all types of insurance, the best tactic is to research quotes. While Progressive auto insurance offers the lowest possible rates for some drivers, there's no blanket rule as to which insurer will offer the best combination of low premiums and protective coverage for a specific driver. Every insurance policy holder should regularly check for better rates by collecting insurance quotes online. It's also important to review coverage once or twice per year. Otherwise, drivers can end up with a poor insurance policy that's neither protective nor inexpensive. Some basic research helps to avoid this and can give a driver more peace of mind when buying a new auto insurance policy.