August 17, 2010

3 Characteristics Of User Friendly Auto Insurance Quote Websites

Searching for an auto insurance quote online can be a trying experience. Every auto insurance website is different, but there are a few simple features that you can look out for in order to feel confident that you’re on the right track. Look for these three, user-friendly features on your search for your next auto insurance quote: online quote scenario capabilities, policy information and a vehicle information center.

With a few, easy steps, an auto insurance website should give you an idea of what you can expect your auto insurance quote to be. Added convenience, go to a website that not only gives you the initial quote, but also explains in easy-to-understand terms what the quote entails, such as discounts, memberships or any other money-savings programs that the company offers. The quote should offer payment options and differentiate between types of payment plans so that the consumer can make an informed decision on the billing method that works best for them and their needs.

In addition to initial quoting capabilities, the auto insurance website should also permit the user to experiment with different quotes without any fear of commitment. Thinking of trading in the family car or a new sports car? Potential quote scenarios allow the insured to see in real-time the effects of each change on their auto insurance quote.

Finally, on the matter of online quote scenario capabilities, buying your insurance online is definitely a bonus. After you’ve decided that the online auto insurance quote is right for you, a handy purchasing option is just the right thing to make buying your auto insurance practically effortless.

Once you’ve selected your ideal quote and joined the auto insurance company as a customer, the online services should continue to work for you. Policy details, including Proof of Coverage documentation is extremely handy. Instead of waiting for your policy documents to arrive in the mail, you should have the option to print out the information you need, when you need it, in the comfort of your home or office.

The policy coverage information should be clear and easy-to-understand. Pop up screens can explain certain information if you require more detail.

A very helpful feature that many auto insurance websites have adopted is a vehicle information center where you can see, at a glance, maintenance tips and schedules for your car, truck, van or recreational vehicle. Links to recalls and service alerts for your insured vehicle are also great to find.

These are just a few things to look for next time that you’re shopping for an online auto insurance quote. So, what is the bottom line? The auto insurance website should be a one-stop-shop for all of your coverage needs.