Free Auto Insurance Quotes Online

Posts Tagged ‘driving without auto insurance’

The Risks Of Driving Without Auto Insurance

Tuesday, October 12th, 2010

Driving without insurance is illegal in every state except Wisconsin and New Hampshire. That fact alone should be enough to convince any motorist that there is no excuse to take the risk. Further, you can rest assured that just about any insurer is not going to give you a good auto insurance quote should you decide to join the insured crowd after dropping out for awhile.

Recent statistics show that hundreds of thousands of Americans are driving without auto insurance because they lost employment and cannot afford the premiums. That is putting a whole more at risk than you can imagine. Be found at fault in a serious auto accident, with no insurance coverage, and get ready for your very existence to be put to the test.

The legal ramifications in any accident are compounded by not having insurance. Fines, legal fees and possible at-fault penalties can mount up fast, reaching expensive levels that can confound the imagination. And there is little you can do because you have no insurance company to act as a strong mediator on your behalf. That is a side of being insured that many people never consider—your insurance company is on your side and will work hard to protect your position. That kind of legal assistance can become a priceless part of any insurance policy.

A growing number of drivers are making auto insurance a financial cutback. However, you should think in other directions about saving money. Get busy checking out online car insurers to see which ones offer the best auto insurance quotes. That is the smart way to save money for your personal needs, while ensuring that potential problems further down the line will not financially upset your life.

Adequate car insurance gives policy holders a safety net that non-insured drivers cannot have. Become injured in an accident with an uninsured motorist and rely on your insurance company to provide the money needed to repair or replace your car and, if necessary, coming to your aid in the event you have been injured. Getting that assistance immediately from your insurer is better than having to wait months or years for legal processes to establish fault and financial settlements. Even then, there is no guarantee you will ever see penny-one of what the court might have awarded you.

Even excellent drivers can be involved in an accident. Also, what if you are in a routine traffic check and the police officer asks to see proof of insurance? Without it, you can expect a stiff fine. Ask your friends, search the Web, and find a good auto insurance quote. The alternative can be too costly.

Driving Without Auto Insurance

Wednesday, June 17th, 2009

If you drive a car in California, you must have auto insurance with no exceptions! California auto insurance is designed to protect all parties involved if you have an accident. It provides for car repairs and medical expenses. Without California auto insurance you could not only be held financially responsible for the medical and repair bills of the drivers you hit, but you may also receive tickets, fines and even have your license suspended for not having a California auto insurance policy.

Living in California is expensive and auto insurance is yet another bill to pay. But if you don’t have it, you’ll end up paying much more in the long run. If you are pulled over for any violation, or even just in a random traffic stop, you can be asked for proof of insurance. Without it, you will probably face a hefty ticket, costing more than auto insurance would have cost you in the first place! Of course, this is the least severe penalty you might entail for failing to get California auto insurance. You can be fined up to $500, have you car impounded, receive a suspension of your driver’s license and face additional fees associated with impounding the vehicle.

If you actually get into an accident without having auto insurance your penalties will be much more severe. While no jail time can be currently assigned for failing to have auto insurance, you can be held responsible for literally thousands of dollars which can drive you into life-changing debt.

Despite these harsh penalties, people still drive without auto insurance, putting themselves and others at risk. In fact, around 14 out of every 100 drivers in the U.S. were driving illegally, without auto insurance, in 2001. This number was the same in years prior. Many states, however, have rates of uninsured drivers that are much higher than the national rate. Those who drive without California auto insurance added up to a shocking 26% in 2001. But what is most shocking about this number is that the uninsured drivers cause the largest number of accidents. In fact, chances are about 1 in 8 that the person that causes your serious car accident is uninsured.

In order to protect yourself and others, getting at least the minimum state required auto insurance is crucial. In fact, you might even find that getting an auto insurance policy is cheaper than you think. It’s certainly cheaper than paying the fees and fines associated with driving uninsured. And because getting an auto insurance quote is free, it’s easier and cheaper than ever to drive legally and insured.

Bookmark and Share

Nationwide, AIG, Farmers, esurance, Progressive, Allstate

Home | Auto Insurance | Auto Insurance Quotes | States | Articles | Blog | Privacy Policy | Sitemap

© 2011 Auto Insurance All Rights Reserved.