Liberty Mutual Insurance Company

Liberty Mutual Insurance Company is not affiliated with; nor does it endorse or sponsor; the contents of this webpage or the website.

Currently the 5th largest property and casualty insurance company in the United States, Liberty Mutual Group began in 1912 operating out of Boston, Massachusetts. During the first two years of operation, Liberty Mutual wrote only workers compensation insurance policies. By 1914, the first expansion of Liberty Mutual began opening new doors at the company’s first branch office in Springfield, Massachusetts, where the company began writing Liberty Mutual’s first full coverage auto insurance policies.

As Liberty Mutual Group continued to offer more types of insurance policies, the name was changed to reflect the broader service options. In 1917, as public liability insurance became part of the services provided, the company would assume the name Liberty Mutual Insurance. By the late 1930’s, Liberty Mutual Insurance Company successfully issued insurance policies throughout 48 states.

With an emphasis on driver safety, Liberty Mutual issued high schools driver’s education / safety materials. This effort to educate teen drivers began in 1930 and has continued to the current day. They opened the Research Center for Safety and Health located in Hopkinton, Massachusetts, during 1954. This pursuit led to the introduction of two standard vehicle features we now know today – headrests to protect against whiplash and safety belts.

Liberty Mutual auto insurance has been writing full coverage insurance policies since 1914. Currently, coverage includes such options as liability, medical payment / personal injury protection, uninsured / underinsured motorist, collision and comprehensive. Other benefits include: accident forgiveness, new car replacement, unlimited rental, guaranteed repairs and multi-policy savings.

Individuals with a good driving record receive discounted rates. Increased savings available to drivers with Liberty Mutual auto insurance include anti-lock brake, anti-theft device, low mileage, good student, passive restraint, multi- car, multi-policy and exclusive group discount.

Liberty Mutual auto policies are available for motorcycles and personal liability insuring recreational vehicles operated by policyholders. Claims services are available 24/7 both online and via the telephone.

Internationally, Liberty Mutual is the 2nd largest property and casualty insurance company. They also offer personal auto insurance and provide specialty commercial insurance through Liberty International Underwriters.

Currently number 71 on the Fortune 500 list with over 90 years of experience and 400 plus offices across the US, Liberty Mutual has earned the A.M Best rating “A”” (Excellent) and has been voted by consumers to be one of the top 10 auto insurance companies available in the United States.