August 30, 2010

How Auto Insurance Quotes Can Help Uninsured Drivers

Uninsured drivers can benefit a great deal from online auto insurance quotes. They can request several quotes from many different companies at once so that they can compare them all side by side. The quotes will show you how much you can expect to pay for all types of car insurance, no matter what your current insurance coverage level is. Finding the right car insurance is much easier when you can study the different rates that are offered by different companies without having to talk to any agents until you are ready. The penalties for driving without auto insurance are much more expensive than the cost of paying for a car insurance policy in the first place.

Protect Yourself From Fines

All of the United States each have their own legal requirements for automobile coverage. In most states, you must carry a minimum level of liability insurance before you can register your vehicle. If you are caught driving without any car insurance coverage, you will be issued traffic fines that are almost as expensive as an annual auto insurance policy would be. Uninsured drivers also run the risk of being involved in an automobile accident every time they go out on the road. When you cause damage to another vehicle or injure someone while you are driving, you will be responsible for covering their damages regardless of your lack of insurance coverage. You will also be issued the same traffic fine for driving uninsured.

Register Vehicles On Time

The problem with driving for a long period of time without purchasing auto insurance is that you will eventually need to register your vehicle. If you avoid registration because you are an uninsured driver, your car tag will display an out of date sticker until it is registered. Out of date stickers are an easy way for traffic police to identify uninsured drivers quickly. As soon as your tag expires, you will be targeted by traffic police and pulled over. Some states carry heavy penalties for driving without insurance and with a lapsed registration. It is possible that the police will confiscate your vehicle until you can prove that you are insured and the vehicle is properly registered.

Find the Best Rate Options

Auto insurance quotes are a convenient way to find the best insurance options for your situation. You can shop for insurance online without having to talk to anyone about the fact that you are currently uninsured. Online quote sites are available 24 hours a day, 7 days a week. They are like having access to hundreds of auto insurance policy choices at your fingertips whenever you need them. Once you find a policy that looks good, all you have to do is contact the agency.