How Rental Car Companies Relate to Car Insurance
If you want to rent a car and make sure you already have the means to insure it, this is something important to keep in mind as you talk to salespersons that do business in car rentals. Rental agencies offer you waivers, which are their form of insurance, to cover for at least two liabilities that may occur in an accident: your injury or death and their own losses. Your salesperson will likely attempt to persuade you to accept the waivers by suggesting that they will make a better deal overall than your own coverage for the same liabilities, a statement that may or may not be true. Even if you are currently uninsured at the time you are looking for a rental car, rather than assuming you need the waivers, you can consider them as available options and otherwise shop around for auto insurance quotes from reputable companies that you can get in a timely manner. This should cover you for both rentals and any vehicle you drive at home. If you carry a credit card, you can find out how it insures rental cars by checking with your issuer and pay for damages right away as you are permitted.
Because driving without liability insurance is illegal in most states, rental agencies are very likely to include this in your payment. However, by meeting the minimum insurance requirements in your own state, you guarantee yourself a policy that automatically covers you for any accidents you have in another state that requires more coverage or any type of coverage not required in your state; the policy increases to meet the extra requirements. If you plan to visit anywhere outside the United States and Canada, you must purchase a separate policy, preferably online, after familiarizing yourself with specific insurers at your visiting location who are to provide you with the new coverage. It is recommended that you consider at least three different rental agencies that you find to be trustworthy and make a decision based on where you have the best deal. Also, look at the possibility of discounts in case you believe your insurance will otherwise be too expensive.
Regardless of your traveling situation, you deserve to carry out your plans worry-free and need not settle for anything less than to be insured in ways that abide by the law. Having the right auto insurance quotes for your own vehicle can go a long way toward making your car rental faster and easier. Do not hesitate to contact anyone who can help you with your questions and comments about the process of insuring the car you wish to rent, and research as much as you need online.