April 19, 2012

Making A Checklist For Regular Maintenance On An Old Car

Automobile insurance for older cars can be made less expensive. Get a solid estimate regarding the worth of an older model. If that figure is considerably less than it would cost to include collision and comprehensive coverage, then it's a good idea to drop those items from the policy. The car insurance deductible for an older model can be set at whatever level the policyholder prefers. Shop around to find the best insurance coverage. Also, pay attention to the car's mechanical fitness. Some things on an aged auto really need dedicated maintenance.

Begin periodic check-ups by making sure a car's safety features are properly operating. Old cars, after years of service, can have problems that gradually build and erupt almost without warning. Braking systems need expert examinations. Brake pads, discs and brake fluids are essential safety components. The failure of any of these items can lead to an accident. The upshot here is that an accident can lead to more costly automobile insurance.

Tires are also a safety feature that requires attention. Bald tires with little or no tread don't react as well as they should. They also are more prone to blow-outs, which at higher speeds can be very dangerous. A good safety check will include making sure the steering mechanism is working as designed. Clear vision, beginning with the windshield, is a must. The rear window should be free of obstacles and all mirrors have to be properly aligned.

Engine failure in older cars is not an uncommon event. But there are ways to forestall those inconvenient issues. Worn-out radiator hoses probably lead the list of mechanical collapse. Much of what causes hoses to fail can be diagnosed simply by conducting a visual check. But hoses can deteriorate in ways not easily noted. Better to let a mechanic give all hoses a thorough once-over. It could save some real driving interruptions. Fuel lines on older cars have been subjected to years of all types of gasoline flowing through them. There is always the chance long used fuel lines can get clogged, which completely spoils any drive time plans. Unlike the computer driven mechanics on new cars, old cars come equipped with timing belts. Leave it to an experienced mechanic to keep tabs on how that essential engine part is working.

Older cars need regular oil changes. Transmission fluids and coolants also must be seen as priority items. The dilution or reduced level of any of these liquids can take a toll on any car. Taking good care of an older car can mean years of reliable transportation. It also helps decide what an insurance package might need, including car insurance deductible levels.