Will Marrying Someone with a Poor Driving Record Affect Your Auto Insurance Rate?

When you’re tying the knot, there’s a lot to think about. For most couples, thinking about your new combined auto insurance rate isn’t something that comes as a high priority on your wedding day. However, it’s a very important thing to consider when planning your new finances and budgets. In most cases, combining both spouses’ car insurance policies will result in a lower auto insurance premium, which is, of course, a very good thing. Insurers consider married couples to be less of a risk, and they will usually give them multi-policy discounts when they picking up a new policy. However, your insurance rate may actually increase if your new spouse has a bad driving record.


What You Need to Know about Contributory Negligence

In the aftermath of any motor vehicle accident, the question of fault arises. In many cases, there can be no doubt of fault and the matter can be handled swiftly and with little trouble. However, there are instances in which a claimant or plaintiff must seek legal action in order to attempt to recover costs associated with the accident.


The Difference Between No-Fault Coverage and Traditional Tort Coverage

Indeed, all drivers make it a point to know everything about their auto insurance policy that they can. Unfortunately, the subject can be somewhat confusing and complicated — especially to new drivers who’ve just procured auto insurance coverage. Even those who had been driving for a considerable amount of time should be attentive to new changes in insurance policies of their respective states, and new options and coverage being instituted by the auto insurance sector. Needless to say, every driver should self-educate and be an informed consumer for his own good. With up-to-date information and know-how you can benefit from your auto insurance policy. Two types of coverage that most people are unfamiliar with are no-fault coverage and traditional tort coverage.


Snowbirds Can Save Money by Minimizing Insurance on Cars Left Behind for the Winter

Often, the way many northern U.S. residents opt so live out the winter is in some sunny southern locale, such as Florida or California, where the headaches of winter driving and snow shoveling are a distant memory. For these “snowbirds” this means leaving behind their home, most of their possessions and often their vehicles to endure the winter without them. One way for these people to save more money during these months is to minimize the amount of insurance coverage left on vehicles still at home.


Factors You Can’t Control That Increase Your Auto Insurance Premiums

Your auto insurance premiums are based on several statistics gathered by your insurance company. As you will probably notice, these insurance rates are subject to a lot of fluctuation. Some of the factors that raise or lower your insurance rates are in your control. For instance, if you driver a car considered to be safe, you’ll often get a lower auto insurance quote, since there’s a smaller chance that you’ll make a claim on your policy. Consumers can manipulate many of these insurance factors to try to get the lowest rates possible. However, there are some statistics used to by insurers that policyholders have absolutely no control over.


What You Need To Know About Online Auto Insurance Quotes

If you have a vehicle you need to get insured and are looking for auto insurance quotes, look for them online. There are reputable sites which provide you free online quotes and the entire process is fast and easy. The forms that you fill out will make an assessment of your requirements.


Compare Auto Insurance Quotes and Know What Is Best For You

Comparing auto insurance quotes has one major requirement and that is getting lots of good auto insurance quotes. For instance, if you have 20 quotes, they need to be good enough for enabling you to make a proper comparison. It is important to compare auto insurance quotes so that you are able to get the lowest possible rate and also high quality insurance at the same time.